Lend Money (English)

Guldpriser
24K Från 1050 kr/g
23K Från 1000 kr/g
21K Från 900 kr/g
18K Från 750 kr/g
14K Från 600 kr/g

Do you want to borrow money?

Even if you do not think about it, most of us have a small fortune at home. Usually it is bound to different things eg. your watch, cell phone, video games or jewelry. Everything you own has a secondary value, if your things have a high resale value, you can convert them into money, without selling them!
That's how a Pantbank works.

[embedyt]https://www.youtube.com/watch?v=ScMzIvxBSi4[/embedyt]
[embedyt]https://www.youtube.com/watch?v=ScMzIvxBSi4[/embedyt]

How does it work?

Valuation
When you want to borrow from one of your valuables, our experienced valuers first look at the value of the deal. You can borrow up to 70% of the resale value, of course you can borrow less if you want.

Loan
The next step is to decide how much you want to borrow and how long you want to borrow. Our loans are for 1-4 months but you can always choose to extend the loan period.
When you decide how much you want to borrow, the money is deposited in the account or cash in hand and you leave your valuables as a mortgage.
We guarantee that your valuables are in safe custody with us.

Ransom & Extension
When the loan period is over, you can settle the loan by paying the loan amount, interest and fees. If you want to extend the loan period by another 1-4 months, you pay interest for the time you had a loan with us and fees.

You can extend, pay off and settle the loans here on the website during my loans or visit the office where you took the loan.
If you choose not to settle your loan, it will be sold at auction and any surplus will be paid to you.

What can pawn?
You can pawn most things that has a high resale value. It can be gold jewelry, silver, precious stones, watches, musical instruments, newer electronics, antiques and the like.
We have experts in all areas who are happy to help you make a valuation of your valuables.

If you want to know what your things are worth, you can come to one of our offices, call us, search for yourself in our archive or use our online rating.

 

When should I mortgage my loan?

Most loans expires after four (4) months *. If you do not want your valuables to be sold at auction, you need to collect your loan or extend it. Of course, you can also pay off your loan.
You can extend, pay off and settle your loan at the office you took the loan.

When you pay your loan, you pay:
The loan amount + interest for the number of months + fees.

When you extend your loan, you pay:
Interest for the number of months started + fees.
You can read more about interest and fees here.

* Valuables that quickly drop in secondary value e.g. Mobile phones, computers, video games and other electronics are mortgaged for a shorter period and fall due after one (1) month. These goods are automatically refunded by 10% upon extension.

Vad kostar det att låna?

Vår ränta är från 2,5%/månad. En expeditionsavgift på 50 kronor tillkommer när du hämtar eller förlänger ditt lån.
Eftersom du lånar av dig själv har du ingen kreditrisk, och du är inte heller återbetalningsskyldig för lånet.
Väljer du att inte hämta ut din värdesak tillkommer inga avgifter.

 

Lån upp till 10000 kr 3,25%/månad
Lånedel över 10000 kr 2,50%/månad

 

Räkna ut lånekostnaden

Vill du låna pengar och vill veta vad det kostar?
Nedan kan du räkna ut vad ditt lån kommer kosta efter vald tid.

Priset ovan är den totala kostnaden för att lösa lånet.
Vilket inkluderar lånesumman, räntekostnaden och expeditionsavgift.
Glöm inte att räntan är avdragsgill.